5 ways to Save Money This Winter
By
R. D. Swartz
Sweater weather is just around the corner and throughout the winter holidays we all need to look for ways to save money. Some of the biggest expenses are your winter wardrobe and heat bills. Also as the end of the year comes it is the perfect time to reevaluate some of your monthly expenses to find ways to save.
1. Shop at Good Will Stores they offer fantastic savings, name brands and great quality. There are many locations all over West Georgia and the more time you shop there the more diamonds in the rough you will discover. I have bought brand new, never worn shirts for 5.00 that still had the original price tag of 75.00 from Macys. For smaller children the selection is wide and they grow so fast why invest in expensive clothes just to be outgrown and sit in the closet? Whenever you need clothes try the Good Will Stores first and you will absolutely save some money.
2. Lower your heating bill; it is just wasted money going out the window. Limit ventilation fan use in the bathrooms that send your heat right outside your home. Try to cut down heat to the rooms you do not use by simply shutting the vents off. Look for any heat escaping through cracks in door or window seals and buy caulking or weather stripping and stop those leaks. Purchase an oil filled radiator and use it in the rooms you frequent a lot and sleep in. Turn down the thermostat and put on extra clothes and keep the oil radiator near you and you will see the heat bill go down.
3. A yearly review on all your insurance is a great way to try and save some money. Look carefully at your insurance policies to see if you are double paying for medical coverage in your health and car insurance. Insurance companies never like to reduce your car insurance as your car gets older but sometimes if you change companies you can reduce the insurance bill on your car and maybe package your home, life and health together at a new company and save more than your current provider especially if you have had credible coverage for 18 months of health insurance any preexisting medical issues will not affect health coverage if you change to a new company. So price all your insurance needs with several companies and look for the best deal.
4. Stopping unnecessary bank fees is within everyone’s ability and a great way to save money. Look for a bank that has totally free checking and branches in the areas you frequently are at. Keep a reserve of money in the checking account and use cash and a credit card that gives you sky miles or cash back for your purchases so you do not get ATM or overdraft fees.
5. Buy after the New Year and save a ton of money. My wife and I love to shop for Christmas related items a week after the New Year and we rack up on goodies every year. Christmas wrapping paper, lights, candy canes, gifts, ornaments you name it we usually get Christmas stuff for 50 to 80 percent off and box it up for next year.
http://www.westgeorgianeighbor.com/saving-money-during-winter.php
